15yr Fixed Rate Mortgages with Best In-Class Pricing!
Get a FREE quote on a 15 year Fixed rate mortgage & save thousands of dollars.
on 15 Year Fixed Rate Mortgages...
Our 15 Year Fixed Rates Are Very Low (Wholesale NOT Retail) & Our Process is Quick & Painless
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isn’t that great.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 15-Year Fixed Rate Mortgage Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.
The Colorado 15 Year Fixed Rate Mortgage Loan Process
Here’s how our home loan process works:
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income (DTI) ratio of 50% or less. This means that no more than 50% of your total monthly income (from all sources, before taxes) can go toward your total monthly debt (all liabilities including your mortgage payment).
Get Your FREE 15-Year Fixed Rate Quote Now!
We Always Provide:
- Ultimate TRANSPARENCY, from quoting to Closing.
- Superior Wholesale Rates and Pricing (NOT full retail rates & pricing like most other mortgage companies).
- Excellent customer service. We care about you and your loan!
- Cutting edge mortgage technology to make the process as easy and painless as possible for you.
- Compliant Security/Encryption of your personal data.
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