15yr Fixed Rate Mortgages with Best In-Class Pricing!

Get a FREE quote on a 15 year Fixed rate mortgage & save thousands of dollars.

The info

on 15 Year Fixed Rate Mortgages...

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Our 15 Year Fixed Rates Are Very Low (Wholesale NOT Retail) & Our Process is Quick & Painless

This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isn’t that great.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 15-Year Fixed Rate Mortgage Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.

The Colorado 15 Year Fixed Rate Mortgage Loan Process

Here’s how our home loan process works:

  • Complete our simple 15 Year Fixed Rate Mortgage Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income (DTI) ratio of 50% or less.  This means that no more than 50% of your total monthly income (from all sources, before taxes)  can go toward your total monthly debt (all liabilities including your mortgage payment).

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming & Super Conforming Loans
  • FHA, VA & USDA Loan
  • Jumbo & Super Jumbo Loans
  • Custom Terms from 5 to 30 Years

Get Your FREE 15-Year Fixed Rate Quote Now!

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We Always Provide:

  • Ultimate TRANSPARENCY, from quoting to Closing.
  • Superior Wholesale Rates and Pricing (NOT full retail rates & pricing like most other mortgage companies).
  • Excellent customer service.  We care about you and your loan!
  •  Cutting edge mortgage technology to make the process as easy and painless as possible for you.
  • Compliant Security/Encryption of your personal data.

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